Mushenya finance

Mushenya Finance

Trusted Loan & Asset Finance Solutions

Fast, transparent financing for individuals and businesses , with flexible terms and quick approval

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About Us

About Mushenya Finance

Mushenya Finance specializes in salary-based loans, collateral-based loans, SME financing, and asset finance. We are committed to providing reliable financing solutions with a professional, transparent approach — helping individuals and businesses access funding with confidence.

“At Mushenya Finance, our purpose is to provide responsible, transparent, and accessible lending solutions that empower individuals and businesses to move forward with confidence. We understand that access to timely financing can transform opportunities into progress. Our commitment is to deliver fair, reliable, and client-focused loan services built on trust, integrity, and long-term partnership.”

— Peter Mushenya

CEO & Founder, Mushenya Finance

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Satisfied Clients

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Why Choose Us?

Why Choose Mushenya Finance

We make access to financing simple, clear, and reliable.

Fast Turnaround

Quick review and timely feedback.

Flexible Repayment

Terms designed around your cash flow.

Transparent Process

Clear requirements and no hidden surprises.

Professional Support

Friendly guidance from application to payout.

How It Works
Getting the financing you need is simple with Mushenya Finance. Choose your loan type, submit your documents securely, receive a quick review.

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Step-by-Step Loan Approval Made Easy — Hassle-Free Financing with Transparent Terms and Fast, Professional Support Every Step

"Confidently secure funding — seamless steps, professional support, and flexible loan solutions for individuals and businesses."

Mushenya Finance, Founder & CEO

Get Started Today
Speak to our team today for guidance on eligibility, requirements, and repayment terms.

Need financing?

Let’s help you

choose the right option.

What We Offer

Our Loan Services

Tailored financing solutions designed to match your goals, cash flow, and real financial needs.

Salary-Based Loans

Affordable salary-based loans designed for employed individuals who need dependable financing. Enjoy clear terms, manageable monthly repayments, and a straightforward application process. Our solutions are built to fit your income structure, helping you cover personal needs, emergencies, or planned expenses with confidence, transparency, and professional support at every step.

Collateral-Based Loans

Access higher loan amounts by securing finance with property, vehicles, or other valuable assets. Enjoy competitive rates, flexible repayment options, and a clear, transparent approval process. Our professional team ensures your interests are protected while helping you unlock greater funding with confidence and complete confidentiality.

SME Loans

Flexible SME financing designed to support inventory purchases, daily operations, business expansion, and working capital needs. Our tailored loan solutions help small and medium enterprises maintain cash flow, seize growth opportunities, and operate confidently with clear terms, practical repayment structures, and dedicated professional support.

Asset Finance

Finance vehicles and equipment for personal or business use with flexible, manageable repayment terms. Our asset finance solutions make it easier to acquire essential tools, improve productivity, and grow with confidence through clear pricing, practical agreements, and professional guidance from application to approval.

Estimate Your Repayment

See your monthly repayment using our fixed monthly reducing-balance rate before you apply.

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This estimate excludes penalties, insurance, late fees, and any additional charges where applicable.

Your Estimate

Monthly Payment
Total Repayment
Total Interest

Check what you need before applying

Click each section to view requirements.

Download Requirements PDF
  • Valid identification
  • Proof of income
  • Recent statement
  • Proof of residence
  • Completed application form
  • Valid identification
  • Proof of income
  • Recent statement
  • Proof of residence
  • Completed application form
  • Valid NRC or passport
  • Latest payslip
  • Recent bank statement
  • Employment confirmation where required
  • Valid identification
  • Collateral ownership documents
  • Asset valuation where required
  • Recent bank statement
  • Proof of income or repayment capacity
  • Business registration documents
  • Business bank statements
  • Proof of trading activity
  • Owner identification
  • Purpose of funds where required
  • Asset quotation or invoice
  • Valid identification
  • Proof of income or business cash flow
  • Recent bank statement
  • Deposit confirmation where applicable

Apply Online

Submit your loan request online and our team will review your application and contact you promptly.

Download Application Form

Prefer to apply offline? Download our loan application form, complete it, and email it to us.

Secure Client Upload

Upload your loan documents

Submit your supporting documents securely so our team can review your application faster.

Ensure documents are clear and readable.
Upload PDF, JPG, PNG, DOC or DOCX files only.
Use the same name and phone number used on your application.
Our team will contact you after review.
You may upload multiple files. Accepted formats: PDF, JPG, PNG, DOC, DOCX.

Problems uploading? Contact us

Testimonial

What Our Clients Say

Hear directly from our clients about their experiences with Mushenya Finance. From fast approvals to transparent processes and supportive guidance, our clients share how our reliable loan solutions helped them achieve their personal and business financial goals.

“Mushenya Finance helped me buy tools and complete more projects. Their service was fast and professional. I’m now able to support my family better.”

Brian Mulenga — Builder, Lusaka

“I needed financial assistance, and Mushenya Finance helped me quickly. Their team is respectful and trustworthy. I’m very thankful.”

Memory Sianjalika — Nurse, Choma

“With Mushenya Finance, I restocked my shop and expanded my business. My income has improved, and my customers have increased.”

Kelvin Banda — Shop Owner, Chipata

“Mushenya Finance helped me invest in farming inputs. My harvest was successful, and my family’s livelihood has improved.”

Lubinda Imasiku — Farmer, Mongu

“Their loan helped me maintain my vehicle and continue working. Mushenya Finance is reliable and professional.”

Patrick Mtonga — Taxi Driver, Lusaka

“Mushenya Finance supported me when I needed financial help. Their process is fast, simple, and trustworthy.”

Moses Chinyanta — Bus Driver, Solwezi

“I used the loan to grow my vegetable business. Mushenya Finance truly supports hardworking people like us.”

Agness Kavungu — Marketeer, Lusaka City Market

“Mushenya Finance helped me manage important personal needs. Their team is honest and dependable.”

Emmanuel Chola — Security Guard, Ndola

Get in Touch

Have questions or need guidance on the right loan for you? Get in touch with our friendly team today — we’re here to provide personalized advice, clarify requirements, and ensure a smooth, transparent financing experience.

PHONE

+260 96 4574080

EMAIL

info@mushenyafinance.co.zm

Location

Lusaka, Zambia

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